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What can I expect when making a long term disability insurance claim in Pennsylvania?

A: Disability insurance companies are just that, companies which owe a duty to its stockholders to make a profit. To further that goal, insurance companies often deny valid claims or will terminate claims early.

Each policy is different and has different definitions of “disability” as well as other terms and time deadlines. It is important to read the policy terms not only prior to making a claim, but also periodically throughout the life of the claim.  Click here to read more about long term disability insurance policy disputes in Pennsylvania.

Insureds who need to make a long term disability policy claim can expect that an insurance company will delay, deny or or otherwise terminate benefits. Disability insurance companies often engage in behavior designed to frustrate and delay the process of making a disability claim. Common tactics include:

  • delaying payment,
  • paying only partial benefits, and
  • conducting surveillance.

For more information, contact a disability insurance lawyer in Pennsylvania.

Pennsylvania Long Term Disability Insurance Benefits Lawyer

If you’d like to have your case reviewed by our Pennsylvania and New Jersey disability insurance litigation lawyers, call 215.925.4451. Our lawyers are available for a free, no obligation legal consultation.

The  lawyers at Schwartz & Blackman handle long term disability insurance disputes in the Pennsylvania and New Jersey area:

  • PA: Berks County, Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County, Allentown, Lehigh Valley, Norristown, Philadelphia
  • NJ: Atlantic County, Burlington County, Camden County, Gloucester County, Mercer County, Middlesex County, Monmouth County, Camden, Cherry Hill, New Jersey shore cities

*This website does not provide legal advice. Every case is unique and it is important to get a qualified, expert legal opinion prior to making any decisions about your case.  See the full disclaimer at the bottom of this page.

Published: October 6, 2012



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    Pennsylvania Office
    The Pavilion
    261 Old York Rd., Suite 504
    Jenkintown, PA 19046
    Tel: (215) 925-4451
    Fax: (215) 574-1200

    New Jersey Office
    1415 Route 70 East
    Cherry Hill, NJ 08034
    Tel: (856) 427-0614
    Fax: (856) 424-3690