Need Legal Help? Call 215.925.4451

The Maze of Getting Medical Bills Paid After a Pennsylvania Motorcycle Accident

Phil Blackman-Pennsylvania New Jersey Personal Injury LawyerPublished on behalf of Philip Blackman, an experienced personal injury lawyer who has devoted his entire career to helping individuals and families who have been injured due to medical malpractice, car accidents, fall accidents and more. FREE Consultations: 215.925.4451

In the days, weeks and even months after an accident, victims of motorcycle accidents experience a great deal of stress, on top of the often very serious injuries which result, including broken bones/fractures, spinal injuries, head injuries, and severe road rash. Multiple surgeries and extensive physical therapy may be necessary, resulting in many medical bills and time lost from work.

Getting medical bills paid after a Pennsylvania motorcycle accident is not an easy task. That’s because Pennsylvania’s Motor Vehicle Financial Responsibility Law does not allow motorcycle riders to make claims for medical benefits against their motorcycle/car insurance carriers.

Here’s how medical bills are paid after a car, truck or pedestrian accident: the injured person will make a claim for medical bills under his or her respective car insurance policy, regardless of whose fault the accident was. That is how “no-fault” works. Under Pennsylvania motor vehicle accident law, car insurance companies have to provide at least $5,000 of medical benefits coverage. So, after a car accident occurs, the injured person’s own car insurance company will pay the medical bills, and there are no co-pays or co-insurance. After the policy limit (minimum of $5,000) is exhausted, the person’s personal health insurance kicks in.

Motorcycle riders who are injured in accidents do not get to make any kind of claim for medical benefits against their motorcycle or car insurance companies. Instead, they must go straight to private health insurance and will have to pay co-pays and coinsurance according to their individual plans. This makes it especially difficult for motorcycle riders, especially those whose injuries keep them from returning to work. Financially, a motorcycle accident can have very serious consequences.

In situations where another person or party caused the motorcycle accident, the motorcycle rider would be able to make a claim for medical bills against that person. However, the reality is that due to the length of time it takes to litigate a civil case,  it may take a year or more before financial recovery is obtained. If you’ve been injured in a Pennsylvania motorcycle accident and would like to discuss your options, contact our Philadelphia, Pennsylvania motorcycle accident lawyers.

More Pennsylvania Motorcycle Accident Legal Articles:

Pennsylvania Motorcycle Accident Lawyer

Schwartz & Blackman handles motorcycle accident cases in the Pennsylvania and New Jersey area:

  • PA: Berks County, Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County, Allentown, Lehigh Valley, Norristown, Philadelphia
  • NJ: Atlantic County, Burlington County, Camden County, Gloucester County, Mercer County, Middlesex County, Monmouth County, Camden, Cherry Hill, New Jersey shore cities

*This website does not provide legal advice. Every case is unique and it is important to get a qualified, expert legal opinion prior to making any decisions about your case. See the full disclaimer at the bottom of this page.

Motorcycle Accident Law Library

Is Your Pennsylvania Car Accident Case Worth Pursuing?

Pursuing a car accident case in Pennsylvania depends on the factual and legal issues which vary from case to case. Most of the time, deciding whether to pursue a car accident case depends on the likelihood of a successful outcome. For some, a successful outcome may be...

Injury & Medical Treatment in PA Car, Motorcycle & Truck Accident Cases

Most personal injury/accident cases boil down to two issues: 1. strength of liability and 2. the nature and extent of the physical injuries. In many car, motorcycle and truck accident cases in Pennsylvania, fault will be clear. The other driver may have run a red...

Determining Value in Serious Car, Motorcycle or Truck Accident Cases in Pennsylvania

Determining value in a car, motorcycle or truck accident case does not happen overnight. It takes months to develop the facts of the case, especially the damages. When serious injuries result, medical treatment is often ongoing and determining whether an injury is...

PA Car & Motorcycle Accident Law -What is a Loss of Consortium Claim?

Under tort law in Pennsylvania, a spouse has a separate right to recover in an accident lawsuit such as a car or motorcycle accident case. Known as a "loss of consortium claim," this type of legal claim is based upon the harm to the relationship between the injured...

Texting and Drunk Driving – A Rising & Very Serious Problem

Over the past few years, texting and driving accidents have made major headlines all across the country. However, in the past year, we are seeing more and more cases of drunk drivers who text or otherwise use their phones. The risk of causing an accident when driving...



    *No attorney-client relationship is created by use of this email form. Do not email confidential or time-sensitive information. Call the firm for immediate assistance.


    Pennsylvania Office
    The Pavilion
    261 Old York Rd., Suite 504
    Jenkintown, PA 19046
    Tel: (215) 925-4451
    Fax: (215) 574-1200

    New Jersey Office
    1415 Route 70 East
    Cherry Hill, NJ 08034
    Tel: (856) 427-0614
    Fax: (856) 424-3690