A: Under Pennsylvania and federal law, someone whose long-term disability benefits were denied or terminated may be able to bring a civil lawsuit against the insurance company. However, there is usually an administrative or appeals process, specified in the disability policy, which must first be exhausted.
Sometimes, having a reputable lawyer negotiate with the insurance company may obviate the need for filing a civil lawsuit. However, if the insurance company continually fails to provide benefits in accordance with the disability policy, a lawsuit alleging breach of contract will probably be filed. In some instances, there may be an additional claim of fraud or bad faith which may be made against the insurance company.
For more information, contact a long-term disability insurance benefits lawyer to discuss your rights.
Related Pennsylvania Long-Term Disability Insurance Benefits Legal Article:What Workers Should Know About Disputes Over Long-Term Disability Benefits in Pennsylvania
Pennsylvania Long-Term Disability Insurance Benefits Law Firm
The law firm of Schwartz and Blackman has been helping Pennsylvania workers for nearly 30 years. Our lawyers have experience and much success in handling Pennsylvania disability insurance matters. Call 215.925.4451 for a free, no obligation legal consultation.
The lawyers at Schwartz & Blackman handle insurance disputes in the Pennsylvania and New Jersey area:
- PA: Berks County, Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County, Allentown, Lehigh Valley, Norristown, Philadelphia
- NJ: Atlantic County, Burlington County, Camden County, Gloucester County, Mercer County, Middlesex County, Monmouth County, Camden, Cherry Hill, New Jersey shore cities
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Published: September 12, 2012