Published on behalf of A: The answer depends on the circumstances. If a person is injured in a slip and fall accident on a residential property that is covered by an insurance policy like homeowners or renters insurance, and the homeowner/renter was negligent in causing the accident, then yes, the insurance policy is likely to provide coverage for the accident.
For example, let’s say a homeowner digs up part of a front lawn to plant a tree. The hole is large, deep and obstructed from view by a bush. If a someone falls into the hole and suffers a fractured ankle or leg, the homeowner is likely to be liable for negligence in failing to warn of the hole or otherwise block access to it. If the homeowner has insurance, the insurance policy will probably apply and be a source of financial compensation to the injured party.
Tip About Making a Homeowners Insurance Policy Claim for Negligence Against the Homeowner
Making a claim against a homeowners insurance policy should not be done without advice of counsel. Insurance companies often act quickly and in the best interests of their insured. Giving an interview to an opposing insurance company is not recommended without speaking to a fall accident lawyer first.
Learn more about homeowners insurance and injury/accident claims in Pennsylvania:
- Part A of Homeowners Insurance & Personal Injury Accidents – how homeowners insurance coverage works
- Part B – Three exceptions to the application of homeowners insurance to an accident claim
Philadelphia Slip & Fall Accident Lawyers
Schwartz & Blackman has been representing the injured and their families for over thirty years in slip and fall accident cases. Our firm offers a free consultation for all Pennsylvania and New Jersey injury and accident victims. Call now and ask for your free consultation. 215.925.4451
Schwartz & Blackman handles fall down accident cases in the Pennsylvania and New Jersey area:
- PA: Berks County, Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County, Allentown, Lehigh Valley, Norristown, Philadelphia
- NJ: Atlantic County, Burlington County, Camden County, Gloucester County, Mercer County, Middlesex County, Monmouth County, Camden, Cherry Hill, New Jersey shore cities
*This website does not provide legal advice. Every case is unique and it is important to get a qualified, expert legal opinion prior to making any decisions about your case. See the full disclaimer at the bottom of this page.